ACIW

ACI Worldwide, Inc. provides electronic payment and banking solutions to financial institutions, retailers, and processors globally. Headquartered in Miami, Florida, the company operates in more than 100 countries and processes over $14 trillion in payment transactions annually. ACI's product portfolio includes real-time payment systems, fraud management solutions, digital banking platforms, and merchant payment processing services. The company serves a diverse client base spanning retail banks, credit unions, payment processors, merchants, and corporate enterprises through its flagship offerings including UP Real-Time Payments, UP Merchant Payments, and ACI Fraud Management solutions. ACI holds a significant market position in the electronic payments infrastructure space, powering payment processing for thousands of organizations including many of the world's largest financial institutions. The company generates revenue primarily through software licensing, subscription-based SaaS models, and transaction-based fees. Recent strategic initiatives focus on accelerating its cloud-based and real-time payment solutions to capitalize on the global shift toward instant payments and digital commerce. ACI employs approximately 4,000 professionals worldwide and maintains development centers and offices across North America, Europe, Asia-Pacific, and Latin America. The company serves as a critical infrastructure provider in the payments ecosystem, facilitating bill payments, e-commerce transactions, ATM processing, and inter-bank payment networks for major financial institutions globally.