ACNB

ACNB Corporation operates as the financial holding company for ACNB Bank, a community-oriented financial institution serving south-central Pennsylvania and north-central Maryland. Headquartered in Gettysburg, Pennsylvania, the company provides a comprehensive range of banking services including commercial lending, retail banking, mortgage lending, and wealth management through its trust and investment divisions. ACNB operates approximately 30 branch locations and employs around 440 people across its market footprint. The bank serves individuals, businesses, and municipal clients through traditional deposit products, commercial real estate and construction loans, small business lending, and consumer financing. ACNB Bank's wealth management division offers investment advisory services, retirement planning, and trust administration to high-net-worth individuals and institutional clients. The company has grown strategically through selective acquisitions, including its 2016 purchase of New Windsor State Bank, which expanded its presence into Maryland's Carroll County market. With total assets exceeding $2.5 billion, ACNB maintains a strong community banking focus while competing against both regional banks and larger national institutions. The company emphasizes relationship banking and local decision-making as key differentiators in its markets. ACNB trades on NASDAQ under the ticker symbol ACNB and has maintained consistent dividend payments, reflecting its stable community bank business model and focus on returning value to shareholders.