ESNT

Essent Group Ltd. is a Bermuda-based holding company that provides private mortgage insurance and reinsurance for mortgages secured by residential properties in the United States. Through its insurance subsidiaries, Essent enables borrowers to obtain home financing with down payments of less than 20% by protecting lenders against default-related losses. The company serves mortgage originators including banks, credit unions, and mortgage companies across all 50 states and the District of Columbia. Essent maintains strong capitalization and employs disciplined underwriting and risk management practices to support the housing finance system.