Terms of Service

These Terms of Service ("Terms") govern your access to and use of the websites, products, and services provided by Grid Pulsar ("we," "us," or "our"), including gridpulsar.com and all associated platforms. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account or using our services, you confirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you do not agree to these Terms, do not use our services.

2. Description of Services

Grid Pulsar provides financial technology platforms, including stock market data, analysis tools, portfolio tracking, and AI-powered investment analysis. Our services are designed for informational and educational purposes and are not intended as personalized financial advice.

3. Account Registration

To access certain features, you must create an account. You agree to provide accurate, current, and complete information during registration and to keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Acceptable Use

You agree not to:

• Use our services for any unlawful purpose or in violation of any applicable laws or regulations
• Attempt to gain unauthorized access to our systems, other user accounts, or any data not intended for you
• Interfere with or disrupt the integrity or performance of our services
• Scrape, crawl, or use automated means to access our services beyond what is permitted by our robots.txt or without written permission
• Redistribute, resell, or sublicense any data, analysis, or content obtained through our services without written permission
• Misrepresent your identity or impersonate any person or entity

5. AI-Generated Content

Our services may include AI-powered analysis features that generate investment analysis based on publicly available financial data. This content is generated by artificial intelligence and is provided for informational purposes only. AI-generated analysis:

• Does not constitute investment advice, financial advice, or any recommendation to buy, sell, or hold any security
• May contain errors, inaccuracies, or outdated information
• Should not be the sole basis for any investment decision
• Does not account for your individual financial situation, risk tolerance, or investment objectives

You acknowledge that all investment decisions are made at your own risk and that you should consult a qualified financial advisor before making investment decisions.

6. Financial Data Disclaimer

Market data, stock prices, and financial metrics displayed on our platforms are sourced from third-party providers and may be delayed, inaccurate, or incomplete. We do not guarantee the accuracy, completeness, or timeliness of any financial data. You should not rely solely on data from our services for trading or investment decisions.

7. Credits and Subscription Plans

Certain features require credits or a paid subscription. Credits are non-transferable and non-refundable. We reserve the right to modify pricing, credit allocations, and plan features at any time with reasonable notice. Free-tier credits refresh monthly and do not accumulate beyond the monthly cap.

8. Intellectual Property

All content, features, and functionality of our services — including text, graphics, logos, icons, images, software, and design — are the exclusive property of Grid Pulsar and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of our services without written permission.

9. User Content

You retain ownership of any content you submit through our services (such as portfolio names and watchlist selections). By submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, store, and process that content solely for the purpose of providing our services to you.

10. Limitation of Liability

To the maximum extent permitted by law, Grid Pulsar and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment losses, whether based on warranty, contract, tort, or any other legal theory, even if we have been advised of the possibility of such damages.

Our total liability for any claims arising from or relating to these Terms or our services shall not exceed the amount you paid us in the twelve months preceding the claim.

11. Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will be uninterrupted, error-free, or free of harmful components.

12. Termination

We may suspend or terminate your access to our services at any time, with or without cause, with or without notice. Upon termination, your right to use our services ceases immediately. You may delete your account at any time by contacting us. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting updated Terms with a revised "Last updated" date. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.

14. Contact

If you have questions about these Terms, contact us at [email protected].